All types of life insurance, term, universal or whole life can have market value much like real estate or equities.
If you believe you no longer need your life insurance policy, it is important to pause before allowing a lapse or surrender. Your policy may have hidden value!
We should appraise your Life Policy to determine the current market value in a life settlement. This value would disappear forever if your life policy were to lapse. An appraisal is valuable information.
Consider the case of a 77 year-old who could no longer afford her universal life insurance. Instead of letting the policy lapse and receiving nothing, she received a cash payout of $137,000 through a Life Settlement.
For over 30 years we have been training and advising other insurance experts. In other words, CIGI is the expert to the experts. We bring this knowledge, history, reputation and ability in life insurance to you, our retail customer. CIGI has tens of thousands of customers all over America. We are one of the nation’s largest independent sources for life insurance. We take the responsibilities we have to you our customer, our employees and our community very seriously. Often, owners of Life Insurance policies have outgrown the need for their life insurance. Many of those life insurance policies can be resold to institutional investors for cash in what is known as a 'Life Settlement'. Even term life insurance, which has zero ‘cash value’ can often be resold. With our experience, reputation and ability, we will rapidly secure top cash offers from the major sources.
Unleash the hidden value in your Term Life Insurance policy before you let it lapse.
On ANY inforce life insurance!
All types of life insurance, term, universal, or whole life can have market value much like real estate or equities.
We will work to get you the highest cash payout for your life isurance policy.
As founder of CIGI Direct Insurance Services in 1986 and later, Eterm.com, I truly believe the very concept of Life Insurance is a unique achievement of modern society. With Life Insurance, we gift to our loved ones our continued financial support after we have returned to our Creator. Your existing Life Insurance is of special value to you and may be important to keep in force. We will consult with you to maximize the value of your policy, whether you keep your life insurance policy or sell it for cash. If you believe you no longer need your Life Insurance Policy, it is still important to pause before allowing a lapse or surrender. Among other considerations, we should appraise your Life Policy to determine the current market value. All types of life insurance, term, universal or whole life can have market value much like real estate or equities. However, this market value would be gone forever if your Life Policy were to lapse. An appraisal is valuable information. Consider the case of a 71 year-old policyowner who could no longer afford his term insurance. Instead of letting the policy lapse and receiving nothing, he received a cash payout of $195,000 through a Life Settlement. Kindest Regards, J Robert Hightower
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